Home Reversion Plans

A home reversion plan involves selling a percentage of a property to a reversion company for a fixed amount. In some cases this is easier to explain. Homeowners will receive a certain amount of the value of the property sold depending on their age. When the property is sold, the reversion company receives the same percentage of the sales proceeds, which was originally borrowed against the value of the home. These are the oldest forms of Equity Release dating back to the 1960s.

Equity release refers to home reversion plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.

For advice on equity release we act as introducers only.

If you live a long time or house prices fall, there may be no equity left for your heirs to inherit.

You should also consider the ways that equity release might actually reduce the benefits you are entitled to. Means tested benefits such as the Pension Credit, and Age Allowance may reduce if you increase your income.


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